SMSF education course for professionals

SuperConcepts SMSF Online Training satisfies the knowledge requirements of RG146 SMSF.

On-demand learning + CPD points + Accreditation

Develop your proficiency in one or multiple SMSF topics and earn CPD points as you go. Suited to any professional working or aspiring to work in the SMSF space.

Your choice of topics

Learn online at your own pace. Depending on your learning requirements choose just a single module, a selection of modules, or all 30 modules.

Earn CPD points

CPD points are automatically credited on completion of a module. The more modules you do, the more points you’ll earn. Click below to see the CPD breakdown.

Need SMSF accreditation?

If you’re already RG146 compliant in superannuation, doing all 30 modules within 1 year satisfies ASIC’s requirements which enables you to give SMSF advice.

What’s involved in doing a module?

1. Navigate client scenarios

Using the latest online learning techniques, the modules take a scenario based approach with students taking on the position of an adviser dealing with various client scenarios.

2. Get help along the way

To guide you through the scenarios, you’re provided with excerpts of legislation, corresponding interpretation and insights, and an audio containing interesting anecdotes.

3. Sit a formal assessment

After the scenarios there is a formal assessment of 5 multiple-choice questions. At least 4 must be answered correctly. Unlimited resits of the assessment are allowed.

4. Earn your CPD points

After successfully completing the assessment your CPD points are awarded and recorded online. View your points or print a certificate at any time via your online training account.

Browse and buy

Click any of the 30 modules below to find out more. Price per module: $49.99 (incl. GST).

Buy in bulk

Purchase all 30 modules together for $990. That’s a saving of $459!
Before purchasing, you will first need to complete the free module Key Features & Regulations.
Access free module here

Try this module for free. Provides a brief history of SMSFs and an overview of the more important elements included in the other modules.

This designation is vital to a number of different sections of the SIS Act. They include exemptions from various restrictions but what is, and is not business real property is not always clear. This module focuses on identifying what qualifies as business real property and what does not.

Always a vital superannuation consideration, this module explains the tax rules that apply to SMSFs, including how income and capital gains are treated, which expenses can be claimed as a tax deduction and the tax effect of paying pensions.

Considers the points for and against each option.

This is an asset class that attracts particular scrutiny and is one of the most regulated SMSF investment choices available. This module investigates its finer points and provides insights into some curious legislative consequences.

Covers the definition of a superannuation contribution and typical SMSF transactions which constitute a contribution. Also covers how and when a contribution is made to an SMSF and the relevance of a member’s total super balance.

Covers the many instances where the SIS requirement — that members and trustees must be one and the same person — is complied with by using substitute or alternate directors. Also includes a consideration of disqualification events.

Covering the essential facets of the investment strategy covenants, this module provides a useful template and draws the distinction between an investment strategy, as required under SIS, and a statement of advice as required by ASIC.

This interesting and sometimes controversial subject is covered in a practical way. From contribution reserves to reserves of a more esoteric nature, we provide a practical assessment of their opportunities and pitfalls.

SMSF compliance is particularly vulnerable where members/trustees spend extended periods outside of Australia. Declaring a fund non-complying — with the catastrophic tax penalties that follow — is mandatory for the ATO where the SMSF becomes non-resident.

A consideration of insurance is mandatory for every investment strategy. The legislation provides some surprising advantages and disadvantages for holding insurance within SMSFs. This module considers these items and the practical effect that both age and family relationships has on the decision to hold insurance within an SMSF or not.

This module and the Death Benefits module are closely linked given that one is intrinsically linked to the other. Whilst super benefit payments are covered in general, the additional features available when sourced from SMSFs, including the rule of constructive receipt, are considered in particular.

Considers the merits and pitfalls inherent in each of these competing fund types. This, possibly controversial, 2 part module is a must for anyone providing SMSF and general superannuation advice.

Considers the merits and pitfalls inherent in each of these competing fund types. This, possibly controversial, 2 part module is a must for anyone providing SMSF and general superannuation advice.

The issue of SMSF licensing and advice has been an important and controversial development that the sector is still grappling with. This module covers the relevant conduct and SMSF advice disclosure obligations and the risks that should be considered by advisers and disclosed to clients when providing personal advice about SMSFs.

The complexity of the super pension arrangements will be covered with particular emphasis on SMSF variations including establishment, ongoing administration and the calculation of exempt current pension income.

Covering all the material aspects of fund establishment including the ATO registration process and the mandatory fund establishment documentation requirements.

The complexities of super death benefits are considered in detail with particular emphasis on the additional considerations required of SMSFs.

SMSF investment rules take particular notice, not only of the prudential requirements inherent in a trustee’s role, but also of the potential conflict of interest that can arise where the interests of members do not coincide with the responsibilities of the trustees.

This module covers borrowing generally and limited recourse borrowing in particular. It also considers the practical implementation, consequences and use of related party loans.

SMSFs are a more powerful estate planning vehicle than a will or any other type of superannuation fund. They are also the most dangerous. We consider what can go right and what can go wrong and provide practical guidelines on how to maximise your client’s position.

Related party transactions are closely scrutinised and regulated, however it is not always obvious that a related party scenario exists. It is also possible that one may seem to exist when it does not. This module covers the factors that should guide your determination.

Every trustee should be aware of their responsibilities as encapsulated in the trustee declaration. This module considers the more important of these and how to ensure they are observed.

Very few trustees or advisers actually read their deed. The presumption is that they are all much the same. The reality is that they may differ markedly so advisers should understand the strengths and limitations of their clients’ deeds and, in particular, any deed they recommend.

This module and Related Parties are closely linked given that one is intrinsically linked to the other. We cover the major practical issues that arise when dealing with in-house assets.

Trustees that fail to meet their responsibilities may be subjected to considerable penalties which range from monetary fines and taxes to periods of incarceration. We consider a range of examples and their likely penalty outcomes.

Covering everything from the most mundane to the most complex, proper SMSF administration is mandatory. No matter what SMSF options and features are available to the trustees, they may fail in their implementation unless the fund administration is of the quality required. We look at the material aspects of this quandary.

This module is closely connected with two other modules: ‘Related Parties’ and ‘In-House Assets’. The ATO are particularly concerned with any related party transactions and this module provides a practical overview of the material issues that must be addressed.

The fund auditor is the ATO’s most important gatekeeper to ensure the integrity of the SMSF sector. We consider the purpose of an SMSF audit, the severity of different breach types and the responsibility of auditors to report.

Winding up an SMSF takes time and planning. We cover the requirements and obligations and provide a step-by-step guide to ensure you do the job well.

The SMSF Association is dedicated to lifting the standards of professional SMSF advice and services through quality SMSF education and has developed a CPD accredited training program to validate SMSF education for practitioners within the sector.

SuperConcepts activities have been assessed against the Association’s professional training standards that set the benchmark in the SMSF sector.