SMSF Online Training

Self-paced learning for SMSF proficiency and CPD points

Course overview

  • A broad selection of SMSF learning modules to choose from, all worth CPD points
  • Complete as many modules as you wish at a pace that suits
  • Completion of all modules within a year satisfies RG146 SMSF Specialist Knowledge requirements

Our online modules are ideal for:

  • Those servicing SMSFs and needing to upskill - including advisers, accountants and practice support staff
  • Those wanting the educational foundation to become licenced SMSF advisers
  • Existing SMSF advisers wanting to satisfy ongoing CPD requirements

How long does each module take?

On average, one hour plus 10 minutes of exam time.

Assessment

For each module there is an assessment comprising five multi-choice questions.

You can choose do the assessment at the start of the module - or at the end of the module once you've read the content.

The pass mark is 80% - four out of five questions answered correctly. Unlimited free attempts are allowed once you have read the content.

When will I receive CPD points?

Upon completion of each module.

What's the benefit of completing all 30 modules?

Apart from the valuable learning experience and CPD points, if you successfully complete all 30 modules within a 12 month period, you will have satisfied RG146 SMSF Specialist Knowledge requirements.

You will also receive a certificate of completion from the University of Adelaide (International Centre for Financial Studies).

Becoming licensed to provide SMSF advice

By completing all 30 modules within a year, and provided you are also RG146 compliant in superannuation, you will have met the necessary educational requirements to be licenced to provide SMSF advice.

Standard cost per module

$48.99 (incl. GST).

Buy all modules upfront for half-price

You can buy all 30 modules upfront at the reduced price of $735 (incl. GST) - 50% off the standard price.

Discount for upgrading

If you've bought some modules at the standard price, and wish to upgrade to the full set, the remainder are available at half the standard price - provided they're all purchased at once and completed within 12 months.

For example, if you've bought modules 1, 2 and 3 at the standard price, you can buy modules 4-30 at half the standard price, provided you do so in the same transaction.

Select modules

Modules that can now be purchased are at the top of the list and marked with a double asterisk (**). In some cases, a module that you have purchased may not be immediately available to commence - and you will be notified when it is.

When making your selection you will be taken to a website belonging to CPDone, who administer the purchase and delivery of our training modules.

Pre-pay the full set of modules.

Note: not all 30 modules are presently available and are being released soon. As each module becomes available you will be notified.

Completing all 30 modules within a year satisfies RG146 SMSF Specialist Knowledge requirements. Provided you are also RG146 compliant in superannuation, you will have met the necessary educational requirements to be licenced to provide SMSF advice.

Select

This is an asset class that attracts particular scrutiny and is one of the most regulated SMSF investment choices available. This module investigates its finer points and provides insights into some curious legislative consequences.

Select

Covers the many instances where the SIS requirement, that members and trustees must be one and the same person, is complied with by using substitute or alternate directors. Also includes a consideration of disqualification events.

SMSF investment rules take particular notice, not only of the prudential requirements inherent in a trustee’s role, but also of the potential conflict of interest that can arise where the interests of members do not coincide with the responsibilities of the trustees.

Provides a brief history of SMSFs and an overview of the more important elements included in the other modules.
Considers the points for and against each option.

SMSF compliance is particularly vulnerable where members/trustees spend extended periods outside of Australia. Declaring a fund non-complying - with the catastrophic tax penalties that follow - is mandatory for the ATO where the SMSF becomes non-resident.

Considers the merits and pitfalls inherent in each of these competing fund types. This, possibly controversial, module is a must for anyone providing SMSF and general superannuation advice.

Covering all the material aspects of fund establishment, this module is a valuable guide to appropriate practice.
The issue of SMSF licencing and advice has been an important and controversial development that the sector is still grappling with. This module considers the different licencing options and what they mean in a practical sense.
Covering the essential facets of the investment strategy covenants, this module provides a useful template and draws the distinction between an investment strategy, as required under SIS, and a statement of advice as required by ASIC.
Related party transactions are closely scrutinised and regulated, however it is not always obvious that a related party scenario exists. It is also possible that one may seem to exist when it does not. This module covers the factors that should guide your determination.

This module and Related Parties is closely linked given that one is intrinsically linked to the other. We cover the major practical issues that arise when dealing with in-house assets.

Select

This module, Related Parties and In-House Assets work together. The ATO are particularly concerned with any related party transactions and this module provides a practical overview of the material issues that must be addressed.
This designation is vital to a number of different sections of the SIS Act. They include exemptions from various restrictions but what is, and is not, business real property is not always clear. This module focuses on identifying what qualifies as business real property and what does not.
A consideration of insurance is mandatory for every investment strategy. The legislation provides some surprising advantages and disadvantages for holding insurance within SMSFs. This module considers these items and the practical effect that both age and family relationships has on the decision to hold insurance within an SMSF or not.
This module covers borrowing generally and limited recourse borrowing in particular.
A consideration of the practical implementation, consequences and uses of related party loans extends your advice capability into an area of particular importance to very high net worth individuals.
Every trustee should be aware of their responsibilities as encapsulated in the trustee declaration. This module considers the more important of these and how to ensure they are observed.
Trustees that fail to meet their responsibilities may be subjected to considerable penalties which range from monetary fines and taxes to periods of incarceration. We consider a range of examples and their likely penalty outcomes. 
The fund auditor is the ATO’s most important gate keeper to ensure the integrity of the SMSF sector. We consider the severity of different breach types, the responsibility of auditors to report and their business constraints.
Always a vital superannuation consideration, this module also considers certain SMSF specific taxation matters.
SMSF contributions extend beyond the limitations of APRA funds and include a range of in-specie and deemed scenarios. Though advantageous they also contain traps for the unwary.
This interesting and sometimes controversial subject is covered in a practical way. From contribution reserves to reserves of a more esoteric nature, we provide a practical assessment of their opportunities and pitfalls.
Whilst super benefit payments are covered in general, the additional features available when sourced from SMSFs are considered in particular.
The complexity of the current super pension arrangements will be covered with particular emphasis on SMSF variations including establishment and administration.
The complexities of super death benefits are considered in detail with particular emphasis on the additional considerations required of SMSFs.
SMSFs are a more powerful estate planning vehicle than a will or any other type of superannuation fund. They are also the most dangerous. We consider what can go right and what can go wrong and provide practical guidelines on how to maximise your client’s position.
Very few trustees or advisers actually read their deed. The presumption is that they are all much the same. The reality is that they may differ markedly so advisers should understand the strengths and limitations of their clients’ deeds and, in particular, any deed they recommend.
Covering everything from the most mundane to the most complex, proper SMSF administration is mandatory.  No matter what SMSF options and features are available to the trustees, they may fail in their implementation unless the fund administration is of the quality required. We look at the material aspects of this quandary.
SMSF winding ups take time and planning. We cover everything you need to know to ensure that you do the job well.